CREATIVE MORTGAGE SOLUTIONS INC.   Creative Mortgage Solutions, a locally owned mortgage broker, has been creating home financing solutions for customers since 1992 here in Whatcom County.  We say yes to bank turndowns every day! The four owners consist of two husband and wife teams who have been happily married for over 25 years each! Bernie & Brenda Bringhurst and Tom & Linda Mercadante bring extraordinary expertise and satisfying service to our life-long customers!   We are way more than mere application takers and help plan lender presentations that get approved and smart exit strategies for homebuyers and investors alike. We conduct monthly seminars that span credit coaching, home buying, construction-lending and wealth-building.    We believe that no rate is low enough if it doesn’t match your families’ wealth building strategy.  We also view mortgages as assets in view of the appreciating value of real-estate. Furthermore, we say the real purpose of credit is to build wealth! Using credit to acquire appreciating assets requires practice! We can help.  So if you have home financing challenges, we have solutions. If you have dreams, we have the strategies. Come see us. We are committed to your progress and success!        Click here to check out The Bellingham Credit Coaching Group! Click here to pre-register for one of our free seminars or call 360-738-1520   We also handle commercial loans of any size, worldwide. Click here to learn more about our commercial loan department. Our Services include...

This site contains a wealth of information related to the lending process. Creative Mortgage Solutions is proud to offer this information as a resource to anyone in any stage of the lending process! 

Please explore our site, and don't hesitate to contact us with any questions you might have.  Our experienced team is always happy to hear from customers and web visitors alike.